Yes, I think it's good that more people are using digital payments. They're really convenient because you don't have to carry cash around. It's also safer since you don't have to worry about losing your money or getting robbed. Plus, digital payments help you keep track of your spending because you can see all your transactions. It's also easier to buy things from other countries without worrying about exchanging money.

I don't think it's all good that more people are using digital payments. There are privacy concerns because your personal information could be at risk. Also, if the technology fails or there's no internet, you can't make payments. Not everyone has access to digital payment methods, especially in rural areas. Plus, it's easy to spend too much money because transactions are so simple, which can lead to financial problems.