1.When answering this question, you can discuss the advantages and disadvantages of digital payments. On the positive side, digital payments offer convenience, speed, and security, reducing the need for carrying cash and making transactions more efficient. 2.On the other hand, you might consider potential drawbacks such as privacy concerns, the risk of cyber fraud, and the exclusion of those who are not technologically savvy or do not have access to digital payment systems. You can conclude by weighing these factors to express your opinion on whether the increasing use of digital payments is beneficial overall.

1. 回答這個問題時，你可以討論數位支付的優點和缺點。從正面來看，數位支付提供了便利性、速度和安全性，減少攜帶現金的需要，使交易更加高效。 2. 另一方面，你可以考慮潛在的缺點，如隱私問題、網路詐騙的風險，以及對那些不熟悉科技或無法使用數位支付系統者的排除。你可以通過權衡這些因素，表達你對數位支付日益普及是否整體有益的看法。