Question: Have you ever borrowed money from others?
Analysis

1.You can answer whether you have borrowed money from others based on your personal experience. 2.If you have borrowed money, you can briefly explain the reason or situation, such as for education, emergency, etc.

Synonyms
Try these synonyms instead of repeating the question:
  1. borrowed→lent; took a loan
  2. money→funds; cash
  3. others→people; friends; family