7 分範例
問題: Why do some people still use cash?
思路 1
Familiarity and Simplicity
熟悉和簡單
考官答案
Many people still use cash because it's what they are used to. For them, cash is easier to handle and helps them keep a better track of their spending. They find digital payments a bit complicated and prefer the simplicity of cash. It feels more tangible, especially when they need to budget their expenses.
許多人仍然使用現金,因為他們習慣了這種支付方式。對他們來說,現金更容易處理,可以幫助他們更好地掌握自己的花費。他們覺得數位支付較複雜,更喜歡現金的簡單性。特別是在需要預算開支時,觸摸到真實的現金更有感覺。
思路 2
Privacy and Security
隱私與安全
考官答案
Some people stick to using cash because it offers more privacy compared to digital methods. Cash transactions don’t leave any digital footprint, which is a big plus for those concerned about cyber security threats like identity theft or financial fraud. This way, they don't have to worry about their personal information being compromised.
有些人堅持使用現金,因為與數位方式相比,現金提供更多隱私保護。現金交易不會留下數位足跡,這對於那些擔心網路安全威脅,如身份盜竊或金融詐騙的人來說是一大優勢。這樣一來,他們就不必擔心個人信息被泄露了。
思路 3
Accessibility
無障礙設施
考官答案
Cash is still widely used because not everyone has access to or is comfortable with digital banking solutions. In many places, especially in rural or less developed areas, digital payments are not always accepted. Older people, in particular, find digital platforms challenging and prefer using cash, which doesn't require any technological know-how.
現金仍然被廣泛使用,因為不是每個人都能夠或樂於使用數字銀行解決方案。在許多地方,特別是在農村或較不發達地區,數字支付並不總是被接受。特別是年長者發現數字平台具有挑戰性,他們更喜歡使用現金,不需要任何技術知識。
思路 4
Emergency Preparedness
緊急應變
考官答案
Cash is still crucial for many because it’s reliable in emergencies. When there are power outages or technical issues with digital payment systems, cash proves to be indispensable. It ensures that transactions can still be carried out without any hindrance, which is why many people prefer to have some cash on hand just in case.
現金對許多人仍然至關重要,因為在緊急情況下可靠。當發生停電或數字支付系統出現技術問題時,現金被證明是必不可少的。它確保交易仍然可以順利進行,這就是為什麼許多人喜歡隨身攜帶一些現金以備不時之需。