The persistence of cash usage can largely be attributed to issues of accessibility. Digital banking is not universally available, and in certain regions, especially rural or underdeveloped areas, acceptance of digital payments is limited. Moreover, the older generation often finds technological solutions intimidating and less user-friendly, making cash a more accessible and universally accepted medium of transaction.
現金使用的持續性主要歸因於可及性問題。數位銀行並非普遍可用,特別是在某些地區,尤其是農村或不發達地區,對數碼支付的接受度有限。此外,年長一輩常常覺得科技解決方案令人生畏且不易使用,使得現金成為更容易取得且普遍被接受的交易媒介。