When answering this question, you can compare the challenges and temptations involved in both spending and saving money. For many people, it's easier to spend money because there are so many things to buy and advertisements everywhere encouraging people to spend. On the other hand, saving money requires self-control and planning, which can be difficult, especially with peer pressure or when people want to enjoy life. You can also mention that it depends on a person's habits and financial situation. Giving examples from daily life can make your answer more convincing.
在回答這個問題時，你可以比較花錢和存錢所涉及的挑戰和誘惑。對許多人來說，花錢比較容易，因為有很多東西可以買，且到處都有廣告鼓勵人們消費。另一方面，存錢需要自制力和計劃，這可能很困難，尤其是在同儕壓力或人們想享受生活時。你也可以提到這取決於一個人的習慣和財務狀況。舉日常生活的例子可以讓你的回答更有說服力。