7 分範例
問題: Why do people rarely use cash now?
思路 1
Convenience of Digital Payments
數位支付的便利性
考官答案
People don't use cash much because digital payments are just easier. With mobile payment apps, you can pay quickly without needing to carry a wallet full of cash and coins. Plus, it's easier to keep track of what you spend since everything is recorded digitally. Also, contactless payments are more hygienic, which is important, especially after the pandemic.
人們不常使用現金,因為數位支付更加方便。使用行動支付應用程式,你可以快速付款,無需攜帶滿滿現金和硬幣的錢包。此外,因為所有消費都會被數位記錄,追蹤支出變得更簡單。還有,非接觸式支付更衛生,這點尤為重要,特別是在疫情之後。
思路 2
Security Concerns
安全問題
考官答案
People prefer digital payments because they're safer. Carrying cash can be risky since it can be lost or stolen. Digital transactions, on the other hand, are more secure, and banks often offer fraud protection. Plus, with digital payments, you have a record of all your transactions, which adds an extra layer of security.
人們偏好數位支付,因為它們更安全。攜帶現金可能有風險,因為現金可能會遺失或被偷。另一方面,數位交易則較為安全,銀行通常也會提供防詐保護。此外,使用數位支付時,你可以保存所有交易記錄,這為安全增加了一層保障。
思路 3
Incentives and Rewards
激勵與獎勵
考官答案
Many people use digital payments because of the rewards and incentives. Payment methods often offer cashback or rewards, which encourage people to use them. There are also loyalty programs and discounts linked to digital payments. Banks and companies promote these cashless transactions, and consumers benefit from the financial incentives they provide.
許多人使用數位支付是因為獎勵和激勵措施。支付方式通常提供現金回饋或獎勵,這鼓勵人們使用它們。還有與數位支付相關的忠誠計劃和折扣。銀行和公司推廣這些無現金交易,而消費者則受益於他們提供的財務激勵。