The persistence of cash usage can largely be attributed to issues of accessibility. Digital banking is not universally available, and in certain regions, especially rural or underdeveloped areas, acceptance of digital payments is limited. Moreover, the older generation often finds technological solutions intimidating and less user-friendly, making cash a more accessible and universally accepted medium of transaction.
现金使用的持续性在很大程度上可归因于可访问性问题。数字银行并不普遍可用,在某些地区,特别是农村或欠发达地区,数字支付的接受程度有限。此外,老一辈人通常觉得技术解决方案令人望而生畏,不够用户友好,使得现金成为更容易获得和普遍接受的交易媒介。