When answering this question, you can discuss the importance of saving money from both practical and long-term perspectives. Saving money helps people deal with emergencies, plan for future expenses, and achieve financial stability. It can also reduce stress and provide a sense of security. You might also mention that saving money is a good habit that can help people reach their goals, like buying a house, traveling, or investing in education. Giving examples from daily life can make your answer more convincing.

回答这个问题时，你可以从实际和长期的角度讨论储蓄的重要性。储蓄帮助人们应对紧急情况，规划未来开支，实现财务稳定。它还可以减轻压力，提供安全感。你也可以提到储蓄是一种良好的习惯，能够帮助人们实现目标，比如买房、旅行或投资教育。举一些日常生活中的例子可以使你的回答更有说服力。