1.When answering this question, you can discuss the advantages and disadvantages of digital payments. On the positive side, digital payments offer convenience, speed, and security, reducing the need for carrying cash and making transactions more efficient. 2.On the other hand, you might consider potential drawbacks such as privacy concerns, the risk of cyber fraud, and the exclusion of those who are not technologically savvy or do not have access to digital payment systems. You can conclude by weighing these factors to express your opinion on whether the increasing use of digital payments is beneficial overall.

1.When answering this question, you can discuss the advantages and disadvantages of digital payments. On the positive side, digital payments offer convenience, speed, and security, reducing the need for carrying cash and making transactions more efficient. 2.On the other hand, you might consider potential drawbacks such as privacy concerns, the risk of cyber fraud, and the exclusion of those who are not technologically savvy or do not have access to digital payment systems. You can conclude by weighing these factors to express your opinion on whether the increasing use of digital payments is beneficial overall.