Band 7 Example
Question: When do you think is the best time to retire?
Idea 1
At the Traditional Retirement Age (around 65)
Model Answer
I think retiring at the traditional age of around 65 is a good idea. By then, most people have built up enough savings and pensions to support themselves financially. Plus, they can access healthcare benefits, which is important as they get older. It's also a socially accepted age to retire, so they can enjoy activities like traveling or spending time with family without any pressure.
Idea 2
Earlier Retirement (before 65)
Model Answer
Retiring earlier, before 65, can be a great option for some people. It gives them more time to enjoy personal interests and hobbies while they're still healthy and energetic. They can also start a new venture or second career if they want. Plus, it helps them avoid job burnout and stress, allowing them to spend more quality time with family and grandchildren.
Idea 3
Later Retirement (after 65)
Model Answer
Some people might prefer to retire later, after 65. This allows them to continue earning an income and maintain financial security. Staying in the workforce keeps them active and mentally engaged, which can be fulfilling. They might enjoy their work and find purpose in contributing to society. Plus, delaying retirement benefits can lead to higher payouts in the future.