Passive Voice: "should be taught about money" This expression uses the passive voice, emphasizing that financial education should be implemented, rather than specifying the implementer, increasing the objectivity and depth of the sentence.
Conditional clause: "when they leave home and start to live independently" This conditional clause describes the timing of children living independently, indicating the importance of learning money management skills, increasing logicality and situational description.
Present participle as adverbial: "Learning the real cost of something" Using the present participle as an adverbial, describing the specific content of financial education, making the sentence more specific and vivid.