Question: Have you ever borrowed money from others?
Idea 1
Yes
Model Answer
Yes, I have borrowed money before. When I was a student, I borrowed money from my parents to pay for my tuition fees. It was a tough time, and their help was really important for me. I made sure to pay them back as soon as I could.
Idea 2
No
Model Answer
No, I haven't borrowed money from others. I try to manage my finances carefully so I don't have to borrow. I think it's better to save money for emergencies.