Part 1
Examinador
Have you ever borrowed money from others?
Candidato
I rarely borrow money from others. I don't like to be in debt because I think it's, uh, stressful and uh, all I think is how to pay back my, uh, debt.
Examinador
Have you ever lent money to others?
Candidato
Yes, I often lend money to my friends who need a emergency help, but I must trust that person a lot to lend some money. Umm, and I'm be sure that uh, my friend will pay.
Have you ever borrowed money from others?
Pontuação: 68.0Sugestão: Be more concise and fluent: remove hesitations, use a clear topic sentence, and add one brief supporting detail with a linking word. Also correct minor phrasing (e.g., "I'm worried about how to pay it back"). Aim for 2–3 sentences and vary vocabulary (e.g., "avoid debt").
Exemplo: Not really. I rarely borrow money because I try to avoid debt; I find it stressful and worry about how to pay it back. For example, I prefer to save for emergencies rather than rely on loans.
Have you ever lent money to others?
Pontuação: 62.0Sugestão: Improve grammar, reduce hesitations, and organize the response: start with a clear topic sentence, use a linking word to add a condition or reason, and give a specific example. Correct articles and verb forms ("an emergency", "I must trust them", "I make sure they'll pay me back").
Exemplo: Yes, I sometimes lend money to friends who have an emergency, but only if I trust them. For instance, last year I lent a close friend $50 for a taxi fare and they repaid me the next day.
× I rarely borrow money from others.
✓ I rarely borrow money from others.
No correction needed. The present simple 'rarely borrow' correctly expresses habitual action. Keep the adverb 'rarely' before the main verb.
× I don't like to be in debt because I think it's, uh, stressful and uh, all I think is how to pay back my, uh, debt.
✓ I don't like being in debt because I think it's stressful, and all I think about is how to pay back my debt.
Issues: use of infinitive 'to be' vs gerund 'being' after 'like' when describing a state; filler 'uh' removed; redundancy 'my, uh, debt' simplified. Use 'all I think about is' to include the preposition 'about' required with 'think' in this context. This keeps present simple tense to describe general feelings.
× Yes, I often lend money to my friends who need a emergency help, but I must trust that person a lot to lend some money.
✓ Yes, I often lend money to my friends who need emergency help, but I must trust the person a lot to lend them money.
Problems corrected: 'a emergency help' is incorrect — 'emergency' starts with a vowel sound so the article 'an' would be needed, but 'help' is uncountable so 'emergency help' without an article is better. Also 'that person' can be 'the person' for clarity, and 'lend some money' becomes 'lend them money' to match the plural 'friends' or the singular 'person' depending on intent; here 'the person' and 'them' align the object reference. Adjusted for agreement and correct article/uncountable usage.
× Umm, and I'm be sure that uh, my friend will pay.
✓ Umm, and I'm sure that my friend will pay.
Issue: 'I'm be sure' mixes auxiliary 'be' incorrectly with contraction 'I'm'. Correct form is 'I'm sure' or 'I am sure'. Removed filler 'uh'. This fixes verb structure and removes extra verb 'be' so the sentence is grammatical and maintains present simple for belief.